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13.11.2004

SMALL BUSINESS ACKNOWLEDGED CENTER-INVEST BANK

On November 11-13, 2004 JSC Center-invest bank took part in the exhibition "Small Business in Economy of the Don" being held within the forum "The Days of Small Business on the Don". Upon the results of the exhibition Center-invest bank was awarded by a di-ploma for high professionalism in development and implementation of financial vehicles supporting small enterprises of Rostov oblast. Thus, small business of the Don confirmed once again that regards Center-invest bank as its most reliable partner and the best bank.

29.10.2004

Doubling of knowledge together with Center-invest bank

In October 2004 the specialists of JSC Center-invest bank passed the training within a project Doubling of Knowledge. The training was arranged in a form of seminars held by the European Bank for Reconstruction and Development on the following issues: Strategy and Development of Banking Retail (Vienna, Austria) and Dynamic Risk Management (Rome, Italy).

21.10.2004

Bank managing mutual fund "Center-invest First" balanced the totals of the 3<sup>rd</sup> quarter

Bank managing mutual fund "Center-invest First" fixed the surplus of the founder's share value of the 3rd quarter of 2004 by 7.4% that corresponds to 29.79% per annum.

20.10.2004

Deposit" network of Center-invest bank

Center-invest bank offered new service to its depositors – opportunity to withdraw or increase deposit in any additional office or operational cashier's office of the bank in Rostov-on-Don notwithstanding where it was opened.

08.10.2004

THE JSC CENTER-INVEST BANK HAS TAKEN PART IN ANNUAL ASSEMBLY OF THE WORLD BANK

In the beginning of October the annual assembly of the World Bank Group was held in Washington. The Chairman of Board of directors of the JSC Center-invest bank, professor, doctor of the economic sciences mr. Vysokov V.V. has taken part in this international forum by the invitation of the International Financial Corporation (the IFC is the structure of the World Bank responsible for the private sector investments).

01.10.2004

THE JSC CENTER-INVEST BANK HAS INCREASED THE AUTHORIZED CAPITAL STOCK BY 96 MILLION ROUBLES

On September 27, 2004 the central administrative board of the Bank of Russia over the Rostov area has registered the report of the JSC Center-invest bank on the additional release of ordinary inscribed stocks of the total nominal cost of 96 million rubles. The authorized capital stock of the JSC Center-invest bank has grown up to 471 million rubles.

30.09.2004

THE INTERNATIONAL GUARANTEES FOR THE CREDITS OF THE JSC CENTER-INVEST BANK

The Agency of the International Development of the USA (USAID) has stood for the guarantor of the JSC Center-invest bank credits for the small enterprises on a total sum of $ 6 millions.

24.09.2004

THE JSC CENTER-INVEST BANK STRENGTHENS ITS POSITIONS AMONG THE LARGEST RUSSIAN BANKS

Upon results of the rating “All banks of Russia” (published on 01.07.04 in the “Businessman” magazine) the JSC Center-invest bank has taken the 112-th position according to the volume of assets, having risen on 8 items during 2 quarters of the current year.