The new mechanism enables the bank’s customers to take ESG-survey, to know their level of environmental, social and corporate responsibility and to receive up to 5% cashback for settlement and cash services fees. One can fill out the questionnaire form online in the remote banking system.

Introducing ESG-evaluation methodology for current accounts expands the audience and the sphere of application of the used ratings and encourages the customers to follow sustainable business models and implement new technologies.

In 2022 Center-invest Bank has presented its ESG-rating system for business loans, where the customer’s rating level directly influences the interest rate on the loan: the higher the rating, the lower the rate. Today the 2/3 of the bank’s loan portfolio consists of the loans having an ESG rating. The bank has granted 4,000 loans worth 25 billion rubles under this programme.

Center-invest Bank creates financial and nonfinancial incentives that are clear and useful for business striving to make the ESG business model an integral part of the strategy for any business leader.