Investor Relations

Investor Relations

Largest bank in Southern Russia

One of largest privately-held bank in Southern Russia, with 30-year history, 100 offices, 1.5 million clients and close to 50% market share among local banks with strong market position and unique local market expertise.

International

International shareholding structure, with diversified base of reputable financial investors, including EBRD,DEG, responsAbility Investments AG, Erste Group Bank AG, Raiffeisenlandesbank Oöe and other

ESG positioning

Unique ESG positioning, with a focus on sustainable development through realization of specialized lending programs and social initiatives. The Bank has the internationally recognized ESG ranking assigned by VigeoEiris,as well as the successful story of several Russian debut issues of the bank’s Green Bonds on the Moscow Exchange.

Business model

Sustainable business model, focused on SME and lower-risk retail products (mortgage, secured loans)

Growth profile

Healthy financials and robust growth profile, rather than focusing on immediate profits, the ESG banking business model, based on effective management of social and environmental risks, allows the bank to achieve sustainable long-term profits in the transformations economy (constant change amid continual crises).

Rather than focusing on immediate profits, the ESG banking business model, based on effective management of social and environmental risks, allows the bank to achieve sustainable long-term profits in the transformations economy (constant change amid continual crises).

The bank’s main activity — lending to retail customers and SMEs — achieves its aim of having a positive impact on the infrastructure, community and local economy in the regions where the bank operates. Center-invest Bank Ranks Among Top 7 SME Lenders in Russia.


Presentations