Center-invest Bank scored 14th among all Russian banks based on the results of 2024 in terms of the size of the mortgage portfolio and the volume of mortgage lending according to the Expert RA Agency rating. Center-invest Bank increased the volume of mortgage lending by 19% over the year.
4,678 families improved their housing conditions with mortgage loans from Center-invest Bank in 2024. The volume of issued mortgage loans at the end of the year amounted to 20.8 billion roubles, and the mortgage portfolio constituted 66.5 billion roubles.
The growth of the loan portfolio is ensured by low rates, fair lending terms, a wide product line and flexible lending conditions. Despite the growth of the loan portfolio, its quality remains at a consistently high level: the volume of overdue debt under the portfolio of loans granted to individuals has been decreasing over the past three years.
The bank adheres to a conservative approach to lending, carefully evaluates solvency of its clients, follows recommendations of the Bank of Russia in regard to applying the indicator of debt burden not exceeding 50%, does not use aggressive marketing, and does not solicit insurance and other services that would affect the cost of the loan.