Banki.ru portal has evaluated the conditions for obtaining a preferential housing construction loan and selected the most favorable offers. The first place in the ranking went to the Center-invest Bank's State-supported Housing Loan Program with a rate of 6% per annum.
The following parameters were taken into account when compiling the ranking:
- loan amount — 6 million rubles;
- down payment — 20.01%;
- loan term — 20 years;
- confirmation of the borrower's income by submitting a 2-NDFL certificate or a statement of personal account with the Pension Fund of Russia;
- online application and electronic registration (if provided for by the bank);
- comprehensive housing loan insurance acquisition (life and property insurance).
Center-invest Bank participates in all national programs for improving the home loan affordability, and also offers a wide range of its own loans.
The important advantages of the Center-invest Bank's housing loan programs include low interest rates, no requirements for compulsory insurance, zero bank charges, unrestricted maximum loan amount, and early repayment without penalties.
Visit our website to learn more about the Center-invest Bank's home loan programs.