Center-invest Bank participated in the XXIV All-Russian Banking Conference, Banks and Development Institutions in Russia: Format of Interaction and Cooperation, and presented the advantages of the regional banks’ business model.

Mr. Alexander Dolganov, Deputy Chairman of Center-invest Bank’s Management Board, PhD in economics, spoke on Regional Banking: Global Competitiveness at the Regional Outlook on the Economy, SMEs, Regional Development Institutions conference session.

Mr. Alexander Dolganov shared the indicators of banks’ activity using the example of large regions of the Southern Federal District, which demonstrate that regional banks are focused on financing the real sector of the economy and successfully solving their clients’ tasks.

The share of SMEs and individual entrepreneurs is higher in the loan portfolios of regional banks. At the same time, regional banks manage risks more efficiently: the quality of portfolios of local credit organisations is 2–4 times higher than that of out of town banks.

Regional banks consider local risks and global opportunities, use proven digital technology solutions, work closely with local universities to train and form the best staff and lend responsibly to households and businesses.

Center-invest Bank’s experience clearly illustrates the advantages and role of regional banks in accelerating regional development and the technological sovereignty of the economy. The Bank’s strategy combines the global Sustainable Development Goals and the priorities of Russia’s National Projects. As of 1 March, 2024, Center-invest Bank’s investments in achieving global goals amounted to 533.6 billion rubles, while the bank’s investments in national projects amounted to 473.3 billion rubles.