Tax revenues for the budget from customers of Center-invest Bank grew by 11.7% in Q1 2025 versus Q1 2024, which is 6 times higher than the growth in total tax revenues for the Rostov region budget.

The bank operates on the basis of a socially responsible banking business model. The Bank of Russia’s key rate hike in December 2024 increased risks and forced companies to revise their already prepared plans. The largest banks raised interest rates on deposits and loans, which even further increased risks in the financial market.

Center-invest Bank ranks 5th in the country in terms of the volume of loans issued with a high-quality SME loan portfolio: the share of overdue loans is less than half the average for Russian banks. In 2024, Center-invest Bank lent RUB 117 billion to its customers for the development of their business, 82% of which were allocated to SMEs.

Socially responsible banking does not engage in buying and selling risks, but rather manages them together with customers during crises. When the risks are reduced, there is no reason to increase the loan rate. A customer with a cheap loan gains competitive advantages, successfully completes the project, and repays the loan and interest to the bank on time and in full.

This carefully planned, win-win joint initiative for the long term ensures benefits and stable development for clients, sustainable operations for the bank with a high-quality loan portfolio, and stable tax revenues for the state from enterprises that have continued to operate under the new conditions.