In 2006 the banks, operating in Rostov region, granted 14 798 loans for small business to the amount of over RUR 32 billion.

The most part of the loans for SMEs of Rostov region was granted by Center-invest Bank. Its share equals to 6 474 loans amounting to RUR 12.5 billion that makes up 43.7% of all the loans for small enterprises in Rostov region.

By the amount of loans granted, the share of Center-invest Bank equaled to 38,1%.

Since 1997 Center-invest Bank has been realizing a program for the support of SMEs of the South of Russia. 12 000 SMEs and 8 000 individual entrepreneurs have already become customers of Center-invest Bank.

Center-invest Bank indicators growth is also connected with expansion of its branch network. At present over 100 branches, subbranches and operational cash-desks are working in Rostov and Volgograd regions as well as in Krasnodar Territory.

Center-invest Bank offers to SMEs and individual entrepreneurs:

• Energy-saving projects financing
• The system of SMEs loan applications receipt via the Internet.
• Loans with personal guarantees instead of collateral.
• Typical projects for SMEs in cities of the South of Russia.
• The program of investment lending to agribusiness with a possibility of partial commercial subsidizing of interest rate (Together with Raiffeisenlandesbank Oö (Austria) and Voest Alpine Intertrading AG).
• Leasing for transport and real estate.