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Center-invest Bank in the Top 10 Retail Banks

2015年09月11日

To mark Financiers’ Day the Compare.ru portal compiled Russia’s first rating of the best bank and insurance company managers in the country. Center-invest Bank is in the top ten for the Retail Business category.

To assess banks’ operations, Compare.ru looked at the following: retail loans as a percentage of assets, retail deposits as a percentage of liabilities, growth in retail lending and deposits, the loan to deposit ratio, the volume of non-performing retail loans, and interest income on the annual average retail loan portfolio.

In the first half of the year, 15,200 customers in southern Russia took out a retail loan from Center-invest Bank. Our loan portfolio grew by 3% to RUB78.7bn. During the same period, retail deposits increased by 15%, and their share of the bank’s funding increased to 50%. At 01.07.2015 retail deposits totalled RUB43.3bn.

On 1 September 2015 Center-invest Bank reduced the interest rates for all of its retail loan products. Car loans are now available from 8.5% per annum, mortgages from 11.75% and consumer loans from 15.75%. These rates include a 0.25% discount for online applications. Unlike most banks in Russia, Center-invest Bank does not oblige its customers to take out loan payment protection insurance.

Center-invest Bank continually supports its customers by offering the best loan terms and assessing loan applications on an individual basis.